{"id":8672,"date":"2022-06-09T12:30:32","date_gmt":"2022-06-09T16:30:32","guid":{"rendered":"http:\/\/localhost:10028\/uncategorized\/what-is-personal-injury-insurance\/"},"modified":"2022-06-09T12:30:32","modified_gmt":"2022-06-09T16:30:32","slug":"%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%ba%e8%ba%ab%e4%bc%a4%e5%ae%b3%e4%bf%9d%e9%99%a9","status":"publish","type":"post","link":"https:\/\/napolilaw.lemonadestand.org\/zh\/article\/%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%ba%e8%ba%ab%e4%bc%a4%e5%ae%b3%e4%bf%9d%e9%99%a9\/","title":{"rendered":"\u4ec0\u4e48\u662f\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\uff1f"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u4e5f\u79f0\u4e3a PIP\uff0c\u5373\u4eba\u8eab\u4f24\u5bb3\u4fdd\u62a4\u3002\u8fd9\u79cd\u7c7b\u578b\u7684\u4fdd\u9669\u901a\u5e38\u4f5c\u4e3a\u6c7d\u8f66\u4fdd\u9669\u5355\u7684\u4e00\u90e8\u5206\u63d0\u4f9b\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4e3a\u8f66\u7978\u4e2d\u53d7\u4f24\u7684\u53d7\u5bb3\u8005\u63d0\u4f9b\u8d54\u507f\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4ec0\u4e48\u662f\u4eba\u8eab\u4f24\u5bb3\u4fdd\u62a4 (PIP) \u4fdd\u9669\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4eba\u8eab\u4f24\u5bb3\u4fdd\u62a4 (PIP) \u662f\u4e00\u79cd\u4fdd\u9669\uff0c\u5982\u679c\u60a8\u5728\u4e8b\u6545\u4e2d\u53d7\u4f24\uff0c\u65e0\u8bba\u662f\u8c01\u7684\u9519\uff0c\u90fd\u53ef\u4ee5\u5e2e\u52a9\u60a8\u652f\u4ed8\u90e8\u5206\u533b\u7597\u8d39\u7528\u548c\u5de5\u8d44\u635f\u5931\u3002\u5b83\u4e5f\u88ab\u79f0\u4e3a\u65e0\u8fc7\u9519\u4fdd\u9669\uff0c\u5728\u67d0\u4e9b\u5dde\u662f\u5fc5\u9700\u7684\uff0c <\/span><a href=\"\/zh\/article\/%e4%bf%9d%e6%8a%a4%e6%82%a8%e7%9a%84%e5%ae%b6%e4%ba%ba%e5%85%8d%e5%8f%97%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e7%9a%84%e4%bc%a4%e5%ae%b3\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u4f46\u4e0d\u662f\u6240\u6709\u7684<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7ebd\u7ea6\u662f\u5176\u4e2d\u4e4b\u4e00 <\/span><a href=\"https:\/\/wallethub.com\/answers\/ci\/no-fault-states-2140736263\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">12\u4e2a\u65e0\u8fc7\u9519\u72b6\u6001<\/span><\/a><span style=\"font-weight: 400;\"> 2022 \u5e74\u9700\u8981 PIP\u3002\u5728\u7ebd\u7ea6\uff0c\u5355\u6b21\u4e8b\u6545\u9020\u6210\u7684\u4f24\u5bb3\u6700\u591a\u9700\u8981\u652f\u4ed8 $50,000\u3002\u5982\u679c\u60a8\u60f3\u8981\u4e00\u4e2a\u6db5\u76d6\u6700\u4f4e\u8981\u6c42 $50,000 \u4ee5\u4e0a\u7684\u8ba1\u5212\uff0c\u60a8\u53ef\u4ee5\u8d2d\u4e70\u989d\u5916\u7684\u4fdd\u9669\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u6db5\u76d6\u54ea\u4e9b\u5185\u5bb9\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">PIP \u4fdd\u9669\u53ef\u4ee5\u4e3a\u60a8\u652f\u4ed8\u533b\u7597\u8d39\u7528\uff0c\u65e0\u8bba\u8c01\u5728\u8f66\u7978\u4e2d\u6709\u8fc7\u9519\u3002\u5b83\u8fd8\u53ef\u4ee5\u6db5\u76d6\u60a8\u7684\u4e58\u5ba2\u548c\u5728\u4e8b\u6545\u4e2d\u53d7\u4f24\u7684\u5176\u4ed6\u65b9\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e0e\u60a8\u53d7\u4f24\u76f8\u5173\u7684\u627f\u4fdd\u8d39\u7528\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u533b\u7597\u8d39\uff1a<\/b><span style=\"font-weight: 400;\"> \u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u652f\u4ed8\u60a8\u7684\u533b\u7597\u8d39\u7528\uff0c\u5305\u62ec\u4f4f\u9662\u3001\u624b\u672f\u3001\u5904\u65b9\u836f\u548c\u7269\u7406\u6cbb\u7597\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5de5\u8d44\u635f\u5931\uff1a<\/b><span style=\"font-weight: 400;\"> \u5982\u679c\u60a8\u56e0\u53d7\u4f24\u800c\u65e0\u6cd5\u5de5\u4f5c\uff0c\u4eba\u8eab\u4f24\u5bb3\u4fdd\u969c\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u5f25\u8865\u60a8\u7684\u90e8\u5206\u6536\u5165\u635f\u5931\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4e27\u846c\u8d39\u548c\u610f\u5916\u6b7b\u4ea1\u629a\u6064\u91d1\uff1a <\/b><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u6216\u60a8\u6240\u7231\u7684\u4eba\u5728\u4e8b\u6545\u4e2d\u4e27\u751f\uff0c\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u53ef\u4ee5\uff08\u6709\u65f6\u4f46\u4e0d\u603b\u662f\uff09\u5e2e\u52a9\u652f\u4ed8\u846c\u793c\u8d39\u7528\u5e76\u4e3a\u60a8\u6240\u7231\u7684\u4eba\u63d0\u4f9b\u7ecf\u6d4e\u652f\u6301\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5bb6\u5ead\u62a4\u7406\u8d39\u7528\uff1a<\/b><span style=\"font-weight: 400;\"> \u5982\u679c\u60a8\u56e0\u53d7\u4f24\u800c\u9700\u8981\u65e5\u5e38\u6d3b\u52a8\u65b9\u9762\u7684\u5e2e\u52a9\uff0c\u4f8b\u5982\u505a\u996d\u3001\u6e05\u6d01\u548c\u7167\u987e\u5b69\u5b50\uff0cPIP \u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\u53ef\u4ee5\u5e2e\u52a9\u652f\u4ed8\u5bb6\u5ead\u62a4\u7406\u670d\u52a1\u7684\u8d39\u7528\u3002<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u4e0d\u627f\u4fdd\u4ec0\u4e48\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u53d1\u751f\u4e8b\u6545\uff0c\u4eba\u8eab\u4f24\u5bb3\u4fdd\u62a4\u53ef\u80fd\u662f\u4e00\u9879\u5b9d\u8d35\u7684\u8d44\u4ea7\uff0c\u4f46\u4e86\u89e3\u60a8\u7684\u627f\u4fdd\u8303\u56f4\u7684\u5c40\u9650\u6027\u5f88\u91cd\u8981\u3002 PIP \u4ec5\u6db5\u76d6\u67d0\u4e9b\u7c7b\u578b\u7684\u8d39\u7528\uff0c\u53ef\u80fd\u65e0\u6cd5\u6db5\u76d6\u60a8\u9700\u8981\u7684\u6240\u6709\u8d39\u7528\u3002\u8bf7\u52a1\u5fc5\u4ed4\u7ec6\u9605\u8bfb\u60a8\u7684\u4fdd\u5355\uff0c\u5982\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u8bf7\u54a8\u8be2\u60a8\u7684\u4fdd\u9669\u516c\u53f8\u3002\u6709\u4e86\u6b63\u786e\u7684 PIP \u4fdd\u9669\uff0c\u60a8\u53ef\u4ee5\u653e\u5fc3\uff0c\u5982\u679c\u8def\u4e0a\u51fa\u73b0\u95ee\u9898\uff0c\u60a8\u4f1a\u5f97\u5230\u7167\u987e\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u4ec5\u6db5\u76d6\u4e0e\u60a8\u53d7\u4f24\u76f8\u5173\u7684\u8d39\u7528\uff0c\u8fd9\u610f\u5473\u7740\u5b83\u4e0d\u4f1a\u6db5\u76d6\u60a8\u7684\u6c7d\u8f66\u7684\u4efb\u4f55\u635f\u574f\u3002\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u60a8\u9700\u8981\u5728\u60a8\u7684\u6c7d\u8f66\u4fdd\u5355\u4e2d\u63d0\u4f9b\u6bd4\u4ec5 PIP \u534f\u8bae\u66f4\u591a\u7684\u8986\u76d6\u8303\u56f4\u3002\u4f8b\u5982\uff0cPIP \u5c06\u4e0d\u6db5\u76d6\uff1a<\/span><\/p>\n<ul>\n<li><b> \u8d22\u4ea7\u635f\u5931\uff1a<\/b><span style=\"font-weight: 400;\"> \u5982\u679c\u60a8\u7684\u8d22\u4ea7\u5728\u4e8b\u6545\u4e2d\u53d7\u635f\uff0c\u5305\u62ec\u60a8\u7684\u8f66\u8f86\u635f\u574f\u6216\u62a5\u5e9f\uff0c\u60a8\u5c06\u9700\u8981\u63d0\u4ea4\u5355\u72ec\u7684\u4fdd\u9669\u7d22\u8d54\u4ee5\u652f\u4ed8\u7ef4\u4fee\u6216\u66f4\u6362\u8d39\u7528\u3002<\/span><\/li>\n<li><b> \u60e9\u7f5a\u6027\u8d54\u507f\uff1a <\/b><span style=\"font-weight: 400;\">\u5982\u679c\u6cd5\u9662\u5224\u7ed9\u60a8\u60e9\u7f5a\u6027\u8d54\u507f\uff0c\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u5355\u5c06\u4e0d\u627f\u4fdd\u8fd9\u4e9b\u635f\u5bb3\u8d54\u507f\u3002<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u5982\u4f55\u83b7\u5f97\u65e0\u8fc7\u9519\u4fdd\u9669<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">PIP \u4fdd\u9669\u901a\u5e38\u4f5c\u4e3a\u60a8\u5e38\u89c4\u6c7d\u8f66\u4fdd\u9669\u653f\u7b56\u4e2d\u5df2\u7ecf\u5305\u542b\u7684\u4e00\u90e8\u5206\u63d0\u4f9b\uff0c\u5c24\u5176\u662f\u5f53\u60a8\u5904\u4e8e\u9700\u8981\u65e0\u8fc7\u9519\u4fdd\u9669\u7684\u5dde\u65f6\u3002\u8bf7\u52a1\u5fc5\u4ed4\u7ec6\u68c0\u67e5\u60a8\u7684\u4fdd\u9669\u534f\u8bae\uff0c\u5c24\u5176\u662f\u5f53\u60a8\u6253\u7b97\u5728\u4e0e\u60a8\u5c45\u4f4f\u5730\u4e0d\u540c\u7684\u5dde\u8d2d\u4e70\u4fdd\u9669\u65f6\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8bb8\u591a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b PIP \u627f\u4fdd\uff0c\u4f46\u627f\u4fdd\u8303\u56f4\u548c\u627f\u4fdd\u8303\u56f4\u7684\u5177\u4f53\u5185\u5bb9\u56e0\u4fdd\u9669\u516c\u53f8\u800c\u5f02\u3002\u5f53\u60a8\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u5355\u65f6\uff0c\u4e00\u5b9a\u8981\u8be2\u95ee PIP \u7684\u627f\u4fdd\u8303\u56f4\u5e76\u6bd4\u8f83\u4e0d\u540c\u7684\u4fdd\u9669\u5355\uff0c\u770b\u770b\u54ea\u4e00\u4e2a\u9002\u5408\u60a8\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08\u5982\u4f55\u63d0\u4f9b\u5e2e\u52a9\uff1f<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u597d\u6d88\u606f\u662f\uff0c\u5982\u679c\u60a8\u5728\u53e6\u4e00\u4f4d\u53f8\u673a\u9020\u6210\u7684\u8f66\u7978\u4e2d\u53d7\u4f24\uff0c\u800c\u8087\u4e8b\u65b9\u6709 PIP\uff0c\u8be5\u4fdd\u9669\u53ef\u4ee5\u5e2e\u52a9\u652f\u4ed8\u60a8\u7684\u533b\u7597\u8d39\u7528\u548c\u635f\u5931\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u5728\u4e8b\u6545\u4e2d\u53d7\u4f24\u5e76\u9700\u8981\u5e2e\u52a9\u63d0\u51fa\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u7d22\u8d54\uff0c\u7ecf\u9a8c\u4e30\u5bcc\u7684<\/span><a href=\"\/zh\/%e7%bb%83%e4%b9%a0%e5%8c%ba\/%e4%ba%ba%e8%ba%ab%e4%bc%a4%e5%ae%b3\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> \u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08<\/span><\/a><span style=\"font-weight: 400;\"> \u53ef\u4ee5\u5e2e\u52a9\u3002\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08\u53ef\u4ee5\uff1a<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u8c03\u67e5\u4e8b\u6545\u5e76\u5e2e\u52a9\u6536\u96c6\u8bc1\u636e\u6765\u652f\u6301\u60a8\u7684\u7d22\u8d54<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u786e\u5b9a\u8c01\u5bf9\u60a8\u7684\u4f24\u5bb3\u8d1f\u8d23<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u4ee3\u4e3a\u4e0e\u4fdd\u9669\u516c\u53f8\u4ea4\u6d89<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u5e2e\u52a9\u60a8\u8ffd\u56de\u60a8\u6709\u6743\u83b7\u5f97\u7684\u6700\u9ad8\u8d54\u507f\u989d<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u5bf9\u4eba\u8eab\u4f24\u5bb3\u4fdd\u969c\u4fdd\u9669\u6709\u4efb\u4f55\u7591\u95ee\u6216\u9700\u8981\u5e2e\u52a9\u63d0\u51fa\u7d22\u8d54\uff0c\u8bf7 <\/span><a href=\"\/zh\/%e5%85%8d%e8%b4%b9%e6%a1%88%e4%be%8b%e8%af%84%e4%bc%b0\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u8054\u7cfb Napoli Shkolnik<\/span><\/a><span style=\"font-weight: 400;\"> \u4eca\u5929\u3002\u6211\u4eec\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08\u968f\u65f6\u4e3a\u60a8\u63d0\u4f9b\u5e2e\u52a9\uff01<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>\u4eba\u8eab\u4f24\u5bb3\u4fdd\u9669\u4e5f\u79f0\u4e3a PIP\uff0c\u5373\u4eba\u8eab\u4f24\u5bb3\u4fdd\u62a4\u3002\u8fd9\u79cd\u7c7b\u578b\u7684\u4fdd\u9669\u901a\u5e38\u4f5c\u4e3a\u6c7d\u8f66\u4fdd\u9669\u5355\u7684\u4e00\u90e8\u5206\u63d0\u4f9b\uff0c\u53ef\u4ee5\u5e2e\u52a9\u63d0\u4f9b\u8d54\u507f\u2026\u2026<\/p>","protected":false},"author":3,"featured_media":8673,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[775],"tags":[878,964,984,1084],"class_list":["post-8672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury","tag-insurance-claims","tag-personal-injury","tag-property-damage","tag-punitive-damages"],"acf":[],"page_builder_type":"gutenberg","gutenberg_data":[],"_links":{"self":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/posts\/8672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/comments?post=8672"}],"version-history":[{"count":0,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/posts\/8672\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/media\/8673"}],"wp:attachment":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/media?parent=8672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/categories?post=8672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/tags?post=8672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}