{"id":14802,"date":"2023-01-23T19:00:09","date_gmt":"2023-01-24T00:00:09","guid":{"rendered":"https:\/\/18fbf770e8.nxcli.io\/?p=14802"},"modified":"2023-01-23T19:00:11","modified_gmt":"2023-01-24T00:00:11","slug":"%e7%ab%8b%e6%b3%95%e8%80%85%e7%9b%ae%e6%a0%87%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9%e9%9a%90%e8%97%8f%e8%b4%b9%e7%94%a8","status":"publish","type":"post","link":"https:\/\/napolilaw.lemonadestand.org\/zh\/article\/%e7%ab%8b%e6%b3%95%e8%80%85%e7%9b%ae%e6%a0%87%e5%81%a5%e5%ba%b7%e4%bf%9d%e9%99%a9%e9%9a%90%e8%97%8f%e8%b4%b9%e7%94%a8\/","title":{"rendered":"\u7acb\u6cd5\u8005\u7784\u51c6\u5065\u5eb7\u4fdd\u9669\u9690\u85cf\u8d39\u7528"},"content":{"rendered":"<p>2023 \u5e74 1 \u6708 1 \u65e5\u751f\u6548\u7684\u8054\u90a6\u300a\u65e0\u610f\u5916\u6cd5\u6848\u300b\u5f3a\u5236\u5065\u5eb7\u4fdd\u9669\u516c\u53f8\u660e\u786e\u544a\u77e5\u5ba2\u6237\u4f9b\u5e94\u5546\u662f\u5426\u7b26\u5408 <a rel=\"noreferrer noopener\" href=\"https:\/\/nysba.org\/how-new-federal-law-protecting-patients-from-surprise-bills-works-with-ny-law\/\" target=\"_blank\">\u7f51\u7edc\u5185\u6216\u7f51\u7edc\u5916<\/a>.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"647\" src=\"https:\/\/www.napolilaw.lemonadestand.org\/wp-content\/uploads\/2023\/01\/bigstock-No-Hidden-Fees-Text-Written-On-466807113-1-1024x647.webp\" alt=\"\u65e0\u9690\u85cf\u8d39\u7528\" class=\"wp-image-14804\" srcset=\"https:\/\/napolilaw.lemonadestand.org\/wp-content\/uploads\/2023\/01\/bigstock-No-Hidden-Fees-Text-Written-On-466807113-1-1024x647.webp 1024w, https:\/\/napolilaw.lemonadestand.org\/wp-content\/uploads\/2023\/01\/bigstock-No-Hidden-Fees-Text-Written-On-466807113-1-500x316.webp 500w, https:\/\/napolilaw.lemonadestand.org\/wp-content\/uploads\/2023\/01\/bigstock-No-Hidden-Fees-Text-Written-On-466807113-1-768x485.webp 768w, https:\/\/napolilaw.lemonadestand.org\/wp-content\/uploads\/2023\/01\/bigstock-No-Hidden-Fees-Text-Written-On-466807113-1-1536x971.webp 1536w, https:\/\/napolilaw.lemonadestand.org\/wp-content\/uploads\/2023\/01\/bigstock-No-Hidden-Fees-Text-Written-On-466807113-1-jpg.webp 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5728\u7ebd\u7ea6\u5dde\uff0c\u4e00\u9879\u7c7b\u4f3c\u7684\u6cd5\u5f8b\u81ea 2015 \u5e74\u8d77\u751f\u6548\u3002\u5468\u4e8c\u5728\u7ebd\u7ea6\u5dde\u5f8b\u5e08\u534f\u4f1a\u5e74\u4f1a\u4e0a\uff0c\u5c0f\u7ec4\u8ba8\u8bba\u7684\u4e3b\u9898\u662f\u5f04\u6e05\u695a\u5dde\u548c\u8054\u90a6\u6cd5\u89c4\u5c06\u5982\u4f55\u5171\u540c\u4fdd\u62a4\u6d88\u8d39\u8005\u3002&nbsp;<\/p>\n\n\n\n<p>\u5728\u8054\u90a6\u6cd5\u5f8b\u751f\u6548\u4e4b\u524d\uff0c\u201c\u7ebd\u7ea6\u6709 <a href=\"https:\/\/napolilaw.lemonadestand.org\/zh\/article\/%e7%ba%bd%e7%ba%a6%e5%8c%bb%e7%96%97%e5%80%ba%e5%8a%a1%e6%96%b0%e8%a7%84%e5%ae%9a\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5e7f\u6cdb\u7684\u73b0\u6709\u4fdd\u62a4<\/a>\u201d\u4ee3\u8868\u7ba1\u7406\u5f0f\u533b\u7597\u8ba1\u5212\u548c\u9884\u4ed8\u8d39\u533b\u7597\u670d\u52a1\u8ba1\u5212\u7684\u7ebd\u7ea6\u5065\u5eb7\u8ba1\u5212\u534f\u4f1a\u7684\u987e\u95ee\u8bf4\u3002 \u201c\u5728\u5f88\u591a\u65b9\u9762\uff0c\u6211\u4eec\u7ebd\u7ea6\u7684\u6cd5\u5f8b\u662f\u67d0\u4e9b\u8054\u90a6\u6761\u6b3e\u7684\u5178\u8303\u3002\u201d&nbsp;<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u5728\u67d0\u4e9b\u65b9\u9762\uff0c\u8054\u90a6\u6cd5\u5f8b\u7684\u8303\u56f4\u66f4\u5e7f\u3002\u4f8b\u5982\uff0c\u7ebd\u7ea6\u6cd5\u5f8b\u4e0d\u5305\u542b\u4e0e\u7a7a\u4e2d\u6551\u62a4\u8f66\u76f8\u5173\u7684\u4fdd\u62a4\uff0c\u4f46\u8054\u90a6\u6cd5\u5f8b\u6709\u3002\u800c\u4e14\uff0c\u5dde\u6cd5\u5f8b\u53ea\u6db5\u76d6\u533b\u751f\u548c\u533b\u9662\u7684\u610f\u5916\u8d26\u5355\u3002\u7531\u4e8e\u8054\u90a6\u6cd5\u5f8b\u63d0\u4f9b\u4e86\u66f4\u591a\u7684\u6d88\u8d39\u8005\u4fdd\u62a4\uff0c\u56e0\u6b64\u9002\u7528\u4e8e\u8fd9\u4e9b\u60c5\u51b5\u3002\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5065\u5eb7\u4fdd\u9669\u548c\u533b\u7597\u8d39\u7528&nbsp;<\/h2>\n\n\n\n<p>\u5f53\u53d7\u5bb3\u8005\u5728\u4e8b\u6545\u4e2d\u53d7\u4f24\u65f6\uff0c\u610f\u5916\u533b\u7597\u8d39\u7528\uff08\u9690\u85cf\u8d39\u7528\uff09\u5177\u6709\u65b0\u7684\u542b\u4e49\u3002\u901a\u5e38\uff0c\u5065\u5eb7\u4fdd\u9669\u516c\u53f8 <a rel=\"noreferrer noopener\" href=\"https:\/\/www.autoinsurance.org\/can-health-insurance-deny-a-claim-that-was-caused-by-an-auto-accident\/\" target=\"_blank\">\u62d2\u7edd\u652f\u4ed8\u4e0e\u53d7\u4f24\u6709\u5173\u7684\u8d39\u7528<\/a> \u4e00\u5f00\u59cb\u3002\u66f4\u7cdf\u7cd5\u7684\u662f\uff0c\u5f53\u4fdd\u9669\u516c\u53f8\u53d1\u73b0\u8d39\u7528\u4e0e\u53d7\u4f24\u6709\u5173\u65f6\uff0c\u4ed6\u4eec\u901a\u5e38\u4f1a\u8981\u6c42\u4fdd\u5355\u6301\u6709\u4eba\u62a5\u9500\u3002\u00a0<\/p>\n\n\n\n<p>\u5e73\u5747\u6bcf\u5929\u4f4f\u9662\u8d39\u7528\u8d85\u8fc7$3,000\u3002\u8bb8\u591a\u53d7\u5bb3\u8005\u9700\u8981\u6570\u5929\u6216\u6570\u5468\u7684\u4f4f\u9662\u6cbb\u7597\u3002\u5982\u679c\u533b\u751f\u5fc5\u987b\u8fdb\u884c\u624b\u672f\uff0c\u800c\u8bb8\u591a\u53d7\u5bb3\u8005\u9700\u8981\u8fdb\u884c\u591a\u6b21\u624b\u672f\uff0c\u90a3\u4e48\u8d39\u7528\u53ef\u80fd\u4f1a\u9ad8\u51fa\u5341\u500d\u6216\u4e8c\u5341\u500d\u3002&nbsp;<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u51fa\u9662\u540e\uff0c\u53d7\u5bb3\u8005\u4ecd\u5fc5\u987b\u652f\u4ed8\u7269\u7406\u6cbb\u7597\u3001\u6602\u8d35\u7684\u5904\u65b9\u836f\u3001\u540e\u7eed\u62a4\u7406\u548c\u6602\u8d35\u7684\u533b\u7597\u8bbe\u5907\u7684\u8d39\u7528\u3002\u8fd9\u4e9b\u6b21\u7ea7\u6210\u672c\u901a\u5e38\u8d85\u8fc7\u521d\u7ea7\u6210\u672c\u3002&nbsp;<\/p>\n\n\n\n<p>\u65e0\u6cd5\u5de5\u4f5c\u7684\u53d7\u4f24\u53d7\u5bb3\u8005\u65e0\u529b\u652f\u4ed8\u8fd9\u4e9b\u8d26\u5355\u3002\u4e07\u4e00\u4ed6\u4eec\u7684\u5065\u5eb7\u4fdd\u9669\u516c\u53f8\u6388\u6743\u652f\u4ed8\uff0c\u4ed6\u4eec\u5728\u652f\u4ed8\u514d\u8d54\u989d\u65b9\u9762\u9047\u5230\u4e86\u5f88\u591a\u9ebb\u70e6\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6cd5\u5f8b\u95ee\u9898&nbsp;<\/h2>\n\n\n\n<p>\u53d7\u5bb3\u8005\u6700\u7ec8\u5fc5\u987b\u652f\u4ed8\u4e0e\u4f24\u5bb3\u76f8\u5173\u7684\u533b\u7597\u8d39\u7528\u3002\u7531\u4e8e\u7ebd\u7ea6\u7684\u590d\u6742\u6027\uff0c\u6700\u7ec8\u7684\u8d26\u5355\u901a\u5e38\u4f1a\u66f4\u4f4e <a href=\"https:\/\/www.nysenate.gov\/legislation\/laws\/CVP\/4545\" target=\"_blank\" rel=\"noreferrer noopener\">\u65c1\u6e90\u89c4\u5219<\/a>.\u5927\u591a\u6570\u4eba\u4f1a\u540c\u610f\u53d7\u5bb3\u8005\u4e0d\u5e94\u8be5\u80fd\u591f\u4e8c\u6b21\u63a2\u5e95\u3002\u5982\u679c\u4fdd\u9669\u516c\u53f8\u6216\u5176\u4ed6\u62b5\u62bc\u6765\u6e90\u652f\u4ed8\u8d26\u5355\uff0c\u53d7\u5bb3\u4eba\u4e0d\u5e94\u8be5\u5c06\u8fd9\u7b14\u94b1\u88c5\u8fdb\u53e3\u888b\u3002\u540c\u65f6\uff0c\u4fb5\u6743\u8005\uff08\u758f\u5ffd\u884c\u4e3a\u8005\uff09\u4e0d\u5e94\u8be5\u56e0\u4e3a\u53d7\u5bb3\u4eba\u6709\u8db3\u591f\u7684\u8d23\u4efb\u8d2d\u4e70\u4fdd\u9669\u800c\u83b7\u5f97\u610f\u5916\u4e4b\u8d22\u3002&nbsp;<\/p>\n\n\n\n<p>\u5728\u5e1d\u56fd\u5dde\uff0c\u5982\u679c\u6709\u8bc1\u636e\u8868\u660e\u95f4\u63a5\u6765\u6e90\u53ef\u80fd\u652f\u4ed8\u8d26\u5355\uff0c\u6cd5\u5b98\u53ef\u80fd\u4f1a\u51cf\u5c11\u635f\u5bb3\u8d54\u507f\u91d1\u3002\u5982\u679c\u53f2\u8482\u592b\u7684\u533b\u7597\u8d39\u7528\u4e3a $100,000\uff0c\u4ed6\u7684\u4fdd\u9669\u516c\u53f8\u652f\u4ed8\u4e86 $80,000\uff0c\u4ed6\u6709\u6743\u83b7\u5f97 $20,000 \u7684\u5269\u4f59\u8d39\u7528\u8d54\u507f\u3002\u4f46\u662f\uff0c\u9644\u5e26\u6765\u6e90\u89c4\u5219\u4e0d\u9002\u7528\u4e8e\u5f8b\u5e08\u534f\u5546\u7684\u51cf\u5c11\u3002\u5982\u679c\u53f2\u8482\u592b\u7684 <a href=\"https:\/\/napolilaw.lemonadestand.org\/zh\/%e7%bb%83%e4%b9%a0%e5%8c%ba\/%e4%ba%ba%e8%ba%ab%e4%bc%a4%e5%ae%b3\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7ebd\u7ea6\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08<\/a> \u8bf4\u670d\u533b\u9662\u5c06\u53f2\u8482\u592b\u7684 $100k \u8d26\u5355\u51cf\u5c11\u5230 $80k\uff0c\u53f2\u8482\u592b\u53ef\u80fd\u4f1a\u4fdd\u7559\u5269\u4f59\u7684 $20k\u3002&nbsp;<\/p>\n\n\n\n<p>\u9644\u5e26\u6765\u6e90\u89c4\u5219\u901a\u5e38\u4e0d\u4f1a\u5f71\u54cd\u975e\u7ecf\u6d4e\u635f\u5931\u7684\u500d\u589e\u3002\u4e3a\u4e86\u786e\u5b9a\u60c5\u7eea\u56f0\u6270\u548c\u5176\u4ed6\u65e0\u5f62\u635f\u5bb3\u7684\u635f\u5931\uff0c\u5927\u591a\u6570\u7ebd\u7ea6\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08\u5c06\u7ecf\u6d4e\u635f\u5931\u4e58\u4ee5\u4e8c\u3001\u4e09\u6216\u56db\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u6848\u4ef6\u7684\u4e8b\u5b9e\u548c\u4e00\u4e9b\u5176\u4ed6\u8003\u8651\u3002\u00a0<\/p>\n\n\n\n<p>\u4e0e\u5ba1\u5224\u76f8\u53cd\uff0c\u5ead\u5916\u548c\u89e3\u901a\u5e38\u53ef\u4ee5\u89e3\u51b3\u8fd9\u4e9b\u548c\u5176\u4ed6\u6cd5\u5f8b\u95ee\u9898\u3002\u786e\u4fdd\u53cc\u65b9\u771f\u8bda\u8c08\u5224\u7684\u4e13\u4e1a\u8c03\u89e3\u5458\u901a\u5e38\u4f1a\u5728\u770b\u4f3c\u4e0d\u53ef\u80fd\u8fbe\u6210\u534f\u8bae\u65f6\u5e2e\u52a9\u53cc\u65b9\u8fbe\u6210\u534f\u8bae\u3002&nbsp;<\/p>\n\n\n\n<p>\u53d7\u4f24\u7684\u53d7\u5bb3\u8005\u6709\u6743\u83b7\u5f97\u5b9e\u8d28\u6027\u8d54\u507f\u3002\u514d\u8d39\u54a8\u8be2 <a href=\"https:\/\/napolilaw.lemonadestand.org\/zh\/%e8%81%94%e7%b3%bb%e6%88%91%e4%bb%ac\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u7ebd\u7ea6\u7ecf\u9a8c\u4e30\u5bcc\u7684\u4eba\u8eab\u4f24\u5bb3\u5f8b\u5e08<\/a>, contact Napoli Shkolnik, . You may have a limited amount of time to act.&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>2023 \u5e74 1 \u6708 1 \u65e5\u751f\u6548\u7684\u8054\u90a6\u300a\u65e0\u610f\u5916\u6cd5\u6848\u300b(No Surprises Act) \u5f3a\u5236\u5065\u5eb7\u4fdd\u9669\u516c\u53f8\u660e\u786e\u544a\u77e5\u5ba2\u6237\u63d0\u4f9b\u5546\u662f\u5728\u7f51\u7edc\u5185\u8fd8\u662f\u7f51\u7edc\u5916\u3002\u5728\u7ebd\u7ea6\u5dde\uff0c\u2026<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[782],"tags":[],"class_list":["post-14802","post","type-post","status-publish","format-standard","hentry","category-civil-rights"],"acf":[],"page_builder_type":"gutenberg","gutenberg_data":[],"_links":{"self":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/posts\/14802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/comments?post=14802"}],"version-history":[{"count":0,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/posts\/14802\/revisions"}],"wp:attachment":[{"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/media?parent=14802"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/categories?post=14802"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/zh\/wp-json\/wp\/v2\/tags?post=14802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}