{"id":8672,"date":"2022-06-09T12:30:32","date_gmt":"2022-06-09T16:30:32","guid":{"rendered":"http:\/\/localhost:10028\/uncategorized\/what-is-personal-injury-insurance\/"},"modified":"2022-06-09T12:30:32","modified_gmt":"2022-06-09T16:30:32","slug":"kisisel-yaralanma-sigortasi-nedir","status":"publish","type":"post","link":"https:\/\/napolilaw.lemonadestand.org\/tr\/article\/kisisel-yaralanma-sigortasi-nedir\/","title":{"rendered":"Ferdi Kaza Sigortas\u0131 Nedir?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Ki\u015fisel Yaralanma Sigortas\u0131, PIP veya Ki\u015fisel Yaralanma Korumas\u0131 olarak da bilinir. Bu t\u00fcr bir sigorta genellikle bir araba sigortas\u0131 poli\u00e7esinin bir par\u00e7as\u0131 olarak gelir ve araba kazalar\u0131nda yaralanan kurbanlara tazminat verilmesine yard\u0131mc\u0131 olabilir.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ki\u015fisel Yaralanma Korumas\u0131 (PIP) Sigortas\u0131 nedir?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ki\u015fisel Yaralanma Korumas\u0131 (PIP), bir kazada yaralanman\u0131z durumunda, kimin hatas\u0131 oldu\u011funa bak\u0131lmaks\u0131z\u0131n, baz\u0131 t\u0131bbi giderlerinizi ve kay\u0131p maa\u015flar\u0131n\u0131z\u0131 \u00f6demenize yard\u0131mc\u0131 olan bir sigorta t\u00fcr\u00fcd\u00fcr. Buna Hatas\u0131z Sigorta da denir ve baz\u0131 eyaletlerde zorunludur. <\/span><a href=\"\/tr\/article\/sigortasiz-suruculerden-ailenizi-koruyun\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">fakat hepsi de\u011fil<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">New York bunlardan biri <\/span><a href=\"https:\/\/wallethub.com\/answers\/ci\/no-fault-states-2140736263\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">12 hatas\u0131z durum<\/span><\/a><span style=\"font-weight: 400;\"> 2022&#039;de PIP&#039;in gerekli oldu\u011fu. New York&#039;ta, tek bir kazada meydana gelen yaralanmalar i\u00e7in $50.000&#039;e kadar teminat \u00f6denmesi gerekmektedir. Minimum gereksinim olan $50.000&#039;den fazlas\u0131n\u0131 kapsayan bir plan istiyorsan\u0131z, ek teminat sat\u0131n alabilirsiniz.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ferdi Kaza Sigortas\u0131 Neleri Kapsar?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">PIP sigortas\u0131, bir araba kazas\u0131nda kusurlu kim olursa olsun sizin i\u00e7in t\u0131bbi masraflar\u0131 kar\u015f\u0131layabilir. Ayr\u0131ca yolcular\u0131n\u0131z\u0131 ve kazada yaralanan di\u011fer ki\u015fileri de kapsayabilir.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yaralanmalar\u0131n\u0131zla ilgili teminat kapsam\u0131ndaki masraflar \u015funlar\u0131 i\u00e7erebilir:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sa\u011fl\u0131k Faturalar\u0131:<\/b><span style=\"font-weight: 400;\"> Ki\u015fisel yaralanma sigortas\u0131, hastanede kal\u0131\u015flar, ameliyatlar, re\u00e7eteli ila\u00e7lar ve fizik tedavi dahil olmak \u00fczere t\u0131bbi tedavinizin maliyetini kar\u015f\u0131laman\u0131za yard\u0131mc\u0131 olabilir.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Kay\u0131p maa\u015flar:<\/b><span style=\"font-weight: 400;\"> Yaralanmalar\u0131n\u0131z nedeniyle \u00e7al\u0131\u015fam\u0131yorsan\u0131z, ki\u015fisel yaralanma koruma sigortas\u0131, kaybetti\u011finiz gelirin bir k\u0131sm\u0131n\u0131 telafi etmenize yard\u0131mc\u0131 olabilir.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cenaze masraflar\u0131 ve kaza sonucu vefat yard\u0131mlar\u0131: <\/b><span style=\"font-weight: 400;\">Siz veya sevdi\u011finiz biri bir kazada \u00f6l\u00fcrse, ki\u015fisel yaralanma sigortas\u0131 (her zaman olmasa da bazen) cenaze masraflar\u0131n\u0131 kar\u015f\u0131lamaya yard\u0131mc\u0131 olabilir ve sevdiklerinize mali destek sa\u011flayabilir.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Evde bak\u0131m giderleri:<\/b><span style=\"font-weight: 400;\"> Ald\u0131\u011f\u0131n\u0131z yaralanmalar nedeniyle yemek pi\u015firme, temizlik ve \u00e7ocuk bak\u0131m\u0131 gibi g\u00fcnl\u00fck ya\u015fam aktivitelerinde yard\u0131ma ihtiyac\u0131n\u0131z varsa, PIP baz\u0131 durumlarda evde bak\u0131m hizmetlerinin maliyetini kar\u015f\u0131lamaya yard\u0131mc\u0131 olabilir.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Ferdi Kaza Sigortas\u0131 Neleri Temin Etmez?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ki\u015fisel yaralanma korumas\u0131, bir kaza ge\u00e7irirseniz de\u011ferli bir varl\u0131k olabilir, ancak sigorta kapsam\u0131n\u0131z\u0131n s\u0131n\u0131rlar\u0131n\u0131 anlamak \u00f6nemlidir. PIP yaln\u0131zca belirli harcama t\u00fcrlerini kapsar ve ihtiyac\u0131n\u0131z olan her \u015feyi kar\u015f\u0131lamayabilir. Poli\u00e7enizi dikkatlice okudu\u011funuzdan emin olun ve herhangi bir sorunuz varsa sigorta \u015firketinize dan\u0131\u015f\u0131n. Do\u011fru PIP kapsam\u0131yla, yolda bir \u015feyler ters giderse ilgilenece\u011finizden emin olabilirsiniz.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ki\u015fisel yaralanma sigortas\u0131, yaln\u0131zca yaralanmalar\u0131n\u0131zla ilgili masraflar\u0131 kar\u015f\u0131lar, yani arac\u0131n\u0131z\u0131n herhangi bir hasar\u0131n\u0131 kar\u015f\u0131lamaz. Bu nedenle, otomobil poli\u00e7enizde yaln\u0131zca bir PIP s\u00f6zle\u015fmesinden daha fazla kapsama ihtiyac\u0131n\u0131z var. \u00d6rne\u011fin, PIP \u015funlar\u0131 kapsamaz:<\/span><\/p>\n<ul>\n<li><b> Maddi hasar:<\/b><span style=\"font-weight: 400;\"> Arac\u0131n\u0131z\u0131n hasar g\u00f6rmesi veya par\u00e7alanmas\u0131 da dahil olmak \u00fczere bir kazada m\u00fclk\u00fcn\u00fcz hasar g\u00f6r\u00fcrse, onar\u0131m veya de\u011fi\u015ftirme masraflar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in ayr\u0131 bir sigorta talebinde bulunman\u0131z gerekecektir.<\/span><\/li>\n<li><b> Cezai zararlar: <\/b><span style=\"font-weight: 400;\">Bir mahkeme taraf\u0131ndan cezai tazminata h\u00fckmedilirseniz, ki\u015fisel yaralanma sigortas\u0131 poli\u00e7esi bu zararlar\u0131 kar\u015f\u0131lamayacakt\u0131r.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Hatas\u0131zl\u0131k Sigortas\u0131 Nas\u0131l Al\u0131n\u0131r?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">PIP sigortas\u0131, \u00f6zellikle kusursuz sigortan\u0131n gerekli oldu\u011fu bir durumdaysan\u0131z, genellikle normal araba sigortas\u0131 poli\u00e7enizin halihaz\u0131rda dahil edilmi\u015f bir par\u00e7as\u0131 olarak sunulur. \u00d6zellikle ya\u015fayaca\u011f\u0131n\u0131z yerden farkl\u0131 bir eyalette sigorta sat\u0131n almay\u0131 d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z, sigorta s\u00f6zle\u015fmenizi iki kez kontrol etti\u011finizden emin olun.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bir\u00e7ok sigorta \u015firketi PIP kapsam\u0131 sunar, ancak kapsam\u0131n miktar\u0131 ve kapsananlar\u0131n \u00f6zellikleri bir sigortac\u0131dan di\u011ferine de\u011fi\u015febilir. Bir araba sigortas\u0131 poli\u00e7esi i\u00e7in al\u0131\u015fveri\u015f yaparken, hangisinin sizin i\u00e7in do\u011fru oldu\u011funu g\u00f6rmek i\u00e7in PIP kapsam\u0131n\u0131 sordu\u011funuzdan ve farkl\u0131 poli\u00e7eleri kar\u015f\u0131la\u015ft\u0131rd\u0131\u011f\u0131n\u0131zdan emin olun.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ki\u015fisel Yaralanma Avukat\u0131 Nas\u0131l Yard\u0131mc\u0131 Olabilir?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0130yi haber \u015fu ki, ba\u015fka bir s\u00fcr\u00fcc\u00fcn\u00fcn neden oldu\u011fu bir araba kazas\u0131nda yaraland\u0131ysan\u0131z ve su\u00e7lu taraf PIP&#039;ye sahipse, bu sigorta t\u0131bbi masraflar\u0131n\u0131z\u0131 ve hasarlar\u0131n\u0131z\u0131 kar\u015f\u0131lamaya yard\u0131mc\u0131 olabilir.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bir kazada yaraland\u0131ysan\u0131z ve ki\u015fisel yaralanma sigortas\u0131 talebinde bulunmak i\u00e7in yard\u0131ma ihtiyac\u0131n\u0131z varsa, deneyimli bir<\/span><a href=\"\/tr\/uygulama-alanlari-2\/kisisel-yaralanma\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> ki\u015fisel yaralanma avukat\u0131<\/span><\/a><span style=\"font-weight: 400;\"> yard\u0131m edebilir. Ki\u015fisel yaralanma avukat\u0131 \u015funlar\u0131 yapabilir:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> Kazay\u0131 ara\u015ft\u0131r\u0131n ve iddian\u0131z\u0131 destekleyecek kan\u0131tlar\u0131n toplanmas\u0131na yard\u0131mc\u0131 olun<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Yaralanmalar\u0131n\u0131zdan kimin sorumlu oldu\u011funu belirleyin<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Sizin ad\u0131n\u0131za sigorta \u015firketi ile pazarl\u0131k yap\u0131n<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> Hak kazand\u0131\u011f\u0131n\u0131z maksimum tazminat miktar\u0131n\u0131 geri alman\u0131za yard\u0131mc\u0131 olun<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ki\u015fisel yaralanma koruma sigortas\u0131 hakk\u0131nda herhangi bir sorunuz varsa veya bir hak talebinde bulunmak i\u00e7in yard\u0131ma ihtiyac\u0131n\u0131z varsa, l\u00fctfen <\/span><a href=\"\/tr\/ucretsiz-vaka-degerlendirmesi\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">ileti\u015fim Napoli Shkolnik<\/span><\/a><span style=\"font-weight: 400;\"> Bug\u00fcn. Deneyimli ki\u015fisel yaralanma avukatlar\u0131m\u0131z yard\u0131m etmek i\u00e7in burada!<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Ki\u015fisel Yaralanma Sigortas\u0131, PIP veya Ki\u015fisel Yaralanma Korumas\u0131 olarak da bilinir. Bu t\u00fcr bir sigorta genellikle bir otomobil sigortas\u0131 poli\u00e7esinin bir par\u00e7as\u0131 olarak gelir ve tazminat teklifinde yard\u0131mc\u0131 olabilir\u2026<\/p>","protected":false},"author":3,"featured_media":8673,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[775],"tags":[878,964,984,1084],"class_list":["post-8672","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-injury","tag-insurance-claims","tag-personal-injury","tag-property-damage","tag-punitive-damages"],"acf":[],"page_builder_type":"gutenberg","gutenberg_data":[],"_links":{"self":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts\/8672","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/comments?post=8672"}],"version-history":[{"count":0,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts\/8672\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/media\/8673"}],"wp:attachment":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/media?parent=8672"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/categories?post=8672"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/tags?post=8672"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}