K\u0131\u015f aylar\u0131nda ne t\u00fcr sigorta talepleri beklenebilir?<\/p>\n
Y\u0131l\u0131n bu zaman\u0131nda s\u0131cakl\u0131klar donma noktas\u0131n\u0131n alt\u0131na d\u00fc\u015fer ve geceler uzar. Bu, so\u011fuk havalar\u0131n ve sert havan\u0131n kaosa neden olabilece\u011fi ve evlerimize zarar verebilece\u011fi, hatta yaralanmalara yol a\u00e7abilece\u011fi mevsimdir.<\/p>\n
K\u0131\u015f f\u0131rt\u0131nalar\u0131n\u0131n s\u0131kl\u0131\u011f\u0131 ve \u015fiddeti son birka\u00e7 on y\u0131lda artt\u0131. \u00d6nemli maddi hasara neden olabilecek r\u00fczgar, dolu ve \u00f6nemli kar ya\u011f\u0131\u015f\u0131 getirirler.<\/p>\n
Bu da bir sigorta talebinin a\u00e7\u0131lmas\u0131na yol a\u00e7ar.<\/p>\n
A\u015fa\u011f\u0131da, k\u0131\u015f aylar\u0131nda yap\u0131lan en yayg\u0131n sigorta taleplerinden baz\u0131lar\u0131 ve m\u00fclk hasar\u0131n\u0131 ve dolay\u0131s\u0131yla bir sigorta talebinde bulunma zorunlulu\u011funu \u00f6nlemeye yard\u0131mc\u0131 olan basit yollar bulunmaktad\u0131r.<\/p>\n
\u015eiddetli r\u00fczgarlar, k\u0131\u015f sigortas\u0131 taleplerinin \u00f6nde gelen nedenidir. Ev sahibi sigortas\u0131ndaki 35 iddiadan 1'inin r\u00fczgardan kaynakland\u0131\u011f\u0131 tahmin edilmektedir.<\/p>\n
\u00c7o\u011fu ev sigortas\u0131 poli\u00e7esi, poli\u00e7ede belirtilen bir istisna olmad\u0131k\u00e7a r\u00fczgar hasar\u0131n\u0131 kar\u015f\u0131lar, bu nedenle, tercihen bir talepte bulunulmas\u0131 gerekmeden \u00f6nce sigorta kapsam\u0131nda oldu\u011funuzdan emin olman\u0131z \u00f6nemlidir.<\/p>\n
Gev\u015fek \u00e7at\u0131 kiremitleri ve d\u0131\u015f cephe kaplamas\u0131 i\u00e7in y\u0131ll\u0131k kontroller ve ayr\u0131ca sabitlenmemi\u015f veranda mobilyalar\u0131n\u0131 kald\u0131rmak, \u015fiddetli r\u00fczgarlar\u0131n neden oldu\u011fu maddi hasarlar\u0131 \u00f6nlemenin baz\u0131 yararl\u0131 yollar\u0131d\u0131r.<\/p>\n
Y\u00fcksek, so\u011fuk r\u00fczgarlarla birlikte, k\u0131\u015f sigortas\u0131 taleplerinin ikinci en olas\u0131 nedeni olan dolu gelir. Dolu, otomobillerin yan\u0131 s\u0131ra evlere de zarar verebilir.<\/p>\n
R\u00fczgar hasar\u0131 gibi, baz\u0131 ev sahibi sigorta poli\u00e7eleri dolu hasar\u0131n\u0131 kapsamaz, bu nedenle tamamen sigortal\u0131 oldu\u011funuzdan emin olman\u0131z \u00f6nemlidir.<\/p>\n
"Gev\u015fek kiremitlerin onar\u0131lmas\u0131, dolunun neden oldu\u011fu hasar\u0131n \u00f6nlenmesine de yard\u0131mc\u0131 olabilir. \u00c7ok fazla dolu f\u0131rt\u0131nas\u0131 olan bir b\u00f6lgede ya\u015f\u0131yorsan\u0131z, doluya dayan\u0131kl\u0131 asfalt kiremitlerin d\u00f6\u015fenmesi doluya haz\u0131rlanman\u0131n ba\u015fka bir harika yoludur.<\/p>\n
Ayr\u0131ca doluda ara\u00e7 kullanmamaya \u00e7al\u0131\u015fmak, araban\u0131z\u0131 dolu hasar\u0131ndan koruyacakt\u0131r," diyor sigorta uzman\u0131 Bill Dinson. \u0130nceleme<\/a> ve \u00d6dev Yard\u0131m\u0131<\/a>.<\/p>\n S\u0131cakl\u0131klar donma noktas\u0131n\u0131n alt\u0131nda kald\u0131\u011f\u0131nda, yal\u0131t\u0131ms\u0131z borular\u0131n i\u00e7inde kalan su donar. Bu geni\u015fler ve potansiyel olarak borular\u0131 patlatarak su kayb\u0131na ve su s\u0131z\u0131nt\u0131lar\u0131na neden olabilir.<\/p>\n Bu, \u00f6nemli i\u00e7 mekan m\u00fclk hasar\u0131na neden olur.<\/p>\n Baz\u0131 sigortac\u0131lar boru hasar\u0131n\u0131 kar\u015f\u0131lar, ancak yaln\u0131zca herhangi bir ihmal belirtisi olmad\u0131\u011f\u0131nda. Is\u0131t\u0131lmayan alanlardaki t\u00fcm hortum borular\u0131n\u0131 ve yal\u0131t\u0131m borular\u0131n\u0131 bo\u015faltmak \u00f6nemlidir.<\/p>\n Bu, m\u00fclk\u00fcn\u00fcz\u00fc su hasar\u0131ndan koruman\u0131za ve sigortan\u0131z\u0131 talep etmekten ka\u00e7\u0131nman\u0131za yard\u0131mc\u0131 olacakt\u0131r.<\/p>\n \u00c7at\u0131n\u0131zda \u00e7ok fazla kar hasara neden olabilir.<\/p>\n Kar\u0131n a\u011f\u0131rl\u0131\u011f\u0131 alt\u0131nda \u00e7at\u0131n\u0131n \u00e7\u00f6kmesine bile neden olabilir.<\/p>\n Ayr\u0131ca, yo\u011fun kar, yak\u0131ndaki a\u011fa\u00e7lar\u0131n devrilmesine veya fazlal\u0131klar\u0131n alt\u0131nda dallar\u0131n \u00e7\u00f6kmesine neden olarak yak\u0131ndaki binalara zarar verebilir.<\/p>\n Oluklar\u0131n i\u00e7inde buz birikti\u011finde, Buz baraj\u0131na neden olabilir ve bu da \u00e7at\u0131n\u0131za ve tavan\u0131n\u0131za su s\u0131zarak su hasar\u0131na neden olabilir.<\/p>\n Bu sorunlardan dolay\u0131 s\u0131kl\u0131kla taleplerde bulunulmaktad\u0131r. K\u0131\u015f boyunca oluklar\u0131n engellenmedi\u011finden ve \u00e7at\u0131lar\u0131n kardan temizlendi\u011finden emin olmak, ev sahiplerinin \u00e7at\u0131 \u00e7\u00f6kmelerini \u00f6nlemesine yard\u0131mc\u0131 olur.<\/p>\n So\u011fuk nedeniyle, bir\u00e7ok ev sahibi, k\u0131\u015f so\u011fu\u011funun d\u0131\u015far\u0131da kalmas\u0131na yard\u0131mc\u0131 olmak i\u00e7in alan \u0131s\u0131t\u0131c\u0131lar\u0131na ve \u015f\u00f6minelere y\u00f6neliyor.<\/p>\n Alan \u0131s\u0131t\u0131c\u0131lar\u0131, 2012-2016 y\u0131llar\u0131 aras\u0131nda 44% yang\u0131na neden oldu. Ba\u015fka bir 32% yang\u0131na bacalar ve \u015f\u00f6mineler neden oldu.<\/p>\n \u201cAlan \u0131s\u0131t\u0131c\u0131lar\u0131n\u0131n d\u00fczg\u00fcn kullan\u0131lmas\u0131 ve \u015f\u00f6minelerin ve bacalar\u0131n y\u0131ll\u0131k d\u00fczenli bak\u0131m\u0131, evlerin yang\u0131n ve duman hasarlar\u0131ndan korunmas\u0131na yard\u0131mc\u0131 olacakt\u0131r \u00c7o\u011fu ev sahibinin sigortas\u0131 yang\u0131n hasar\u0131n\u0131 kar\u015f\u0131lar, ancak yang\u0131n\u0131n kas\u0131tl\u0131 olarak \u00e7\u0131kar\u0131ld\u0131\u011f\u0131 tespit edilirse, sigorta \u015firketi \u00f6deme yapmaz. yazar Natalie Gordons \u015f\u00f6yle a\u00e7\u0131kl\u0131yor: Birle\u015fik Krall\u0131kYaz\u0131lar\u0131<\/a> ve\u00a0 Kompozisyon Hizmetleri<\/a>.<\/p>\n Dondurucu s\u0131cakl\u0131klarda, buzlu araba yollar\u0131 ve kald\u0131r\u0131mlar gelir ve evinizin d\u0131\u015f\u0131nda dola\u015fmay\u0131 tehlikeli hale getirir.<\/p>\n \u0130nsanlar m\u00fclk\u00fcn\u00fczde kayma nedeniyle yaralan\u0131rsa, sorumlu tutulabilir ve dava a\u00e7abilirsiniz.<\/p>\n Kar ya\u011fd\u0131ktan sonra garaj yolunuzu tuzlu ve temiz tutmak, ba\u015fkalar\u0131n\u0131n yaralanmas\u0131n\u0131 \u00f6nlemenin m\u00fckemmel yollar\u0131d\u0131r. Ayr\u0131ca, tamamen ev sahibi sorumluluk sigortas\u0131 kapsam\u0131nda oldu\u011funuzdan emin olun.<\/p>\n Bunlar, k\u0131\u015f aylar\u0131nda ev sahipleri taraf\u0131ndan en s\u0131k yap\u0131lan iddialard\u0131r.<\/p>\n T\u00fcm poli\u00e7elerin bu yayg\u0131n sorunlar\u0131 kapsamayaca\u011f\u0131n\u0131 ve gerekli teminatlarla do\u011fru sigortaya sahip olman\u0131n \u00e7ok \u00f6nemli oldu\u011funu unutmamak \u00f6nemlidir.<\/p>\n Birka\u00e7 \u00f6nleyici alarak miktar<\/a> ayr\u0131ca k\u0131\u015f aylar\u0131nda m\u00fclk\u00fcn\u00fcz\u00fc herhangi bir hasardan korumaya yard\u0131mc\u0131 olacakt\u0131r.<\/p>\n Katherine Rundell bir serbest yazard\u0131r. <\/em>\u00d6dev Yazma Hizmeti<\/em><\/a> ve <\/em>B\u00fcy\u00fck G\u00f6revler<\/em><\/a>. 2008 kazas\u0131nda i\u015fini kaybettikten sonra serbest \u00e7al\u0131\u015fmaya ba\u015flad\u0131 ve kariyerinde ba\u015f\u0131na gelen en iyi \u015fey oldu\u011fu ortaya \u00e7\u0131kt\u0131. Greenville, SC'de kocas\u0131 ve iki kedisiyle birlikte ya\u015f\u0131yor. Ayr\u0131ca, \u015firketinde y\u00f6neticidir. <\/em>Boomessay \u0130ncelemesi<\/em><\/a>.<\/em><\/p>","protected":false},"excerpt":{"rendered":" K\u0131\u015f aylar\u0131nda ne t\u00fcr sigorta talepleri beklenebilir? Y\u0131l\u0131n bu zaman\u0131nda s\u0131cakl\u0131klar donma noktas\u0131n\u0131n alt\u0131na d\u00fc\u015fer ve geceler uzar. Bu\u2026<\/p>","protected":false},"author":3,"featured_media":8341,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[791],"tags":[815,851,878,964,984],"class_list":["post-8340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-winter-tips","tag-general-negligence","tag-personal-injury-lawyers-near-me","tag-insurance-claims","tag-personal-injury","tag-property-damage"],"acf":[],"page_builder_type":"gutenberg","gutenberg_data":[],"_links":{"self":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts\/8340","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/comments?post=8340"}],"version-history":[{"count":0,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts\/8340\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/media\/8341"}],"wp:attachment":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/media?parent=8340"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/categories?post=8340"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/tags?post=8340"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Donmu\u015f Borular<\/strong><\/h2>\n
Yo\u011fun kar ve buz.<\/strong><\/h2>\n
Ate\u015f<\/strong><\/h2>\n
Kayma ve D\u00fc\u015fmeler<\/strong><\/h2>\n