T\u00fcm Amerikal\u0131lar\u0131 koruyan Coronavir\u00fcs Yard\u0131m\u0131, Yard\u0131m\u0131 ve Ekonomik G\u00fcvenli\u011fi \u2013 CARES Yasas\u0131, i\u015f\u00e7ilere ve ailelerine do\u011frudan ekonomik yard\u0131m sa\u011flayarak k\u00fc\u00e7\u00fck i\u015fletmelere yard\u0131mc\u0131 olur ve i\u015fleri korur.<\/p>\n
Kongre taraf\u0131ndan iki partinin ezici deste\u011fiyle ge\u00e7ti ve 27 Mart 2020'de yasala\u015ft\u0131 ve $150 milyar Koronavir\u00fcs Yard\u0131m Fonu'nu kurdu.<\/p>\n
Bu ekonomik yard\u0131m paketi, Amerikan halk\u0131n\u0131 COVID-19'un ekonomik \u00e7\u00f6k\u00fc\u015f\u00fcnden ve halk sa\u011fl\u0131\u011f\u0131 sonu\u00e7lar\u0131ndan korumak i\u00e7in tasarlanm\u0131\u015ft\u0131r.<\/p>\n
Hazine Bakanl\u0131\u011f\u0131 taraf\u0131ndan benimsenen d\u00f6rt a\u015famal\u0131 yakla\u015f\u0131m, Amerikan end\u00fcstrisi i\u00e7in i\u015fleri korurken i\u015f\u00e7ilere ve ailelere yard\u0131m, k\u00fc\u00e7\u00fck i\u015fletmelere yard\u0131m ve Eyalet ve yerel y\u00f6netimlere yard\u0131m sa\u011flar.<\/p>\n
Ekonomik Etki \u00d6demeleri ve di\u011fer yollarla, Amerikal\u0131lar<\/a> koronavir\u00fcs pandemisi s\u0131ras\u0131nda h\u0131zl\u0131 ve do\u011frudan rahatlama al\u0131yorlar.<\/p>\n Bu, temel olarak, $99.000'den (veya ortak ba\u015fvuru yapan \u00e7iftler i\u00e7in $198.000'den) daha az kazanan yeti\u015fkinler i\u00e7in toplu $1.200'den ve on yedi ya\u015f\u0131n alt\u0131ndaki her \u00e7ocuk i\u00e7in $500'den, yani d\u00f6rt ki\u015filik bir aile i\u00e7in $3.400'den olu\u015fur. .<\/p>\n Banka \u00e7eklerini beklemekten daha h\u0131zl\u0131 olan web tabanl\u0131 bir portal, insanlar\u0131n bankac\u0131l\u0131k verilerini girmelerine olanak tan\u0131rken, 2018 veya 2019'da vergi beyannamesi vermeyen Sosyal G\u00fcvenlik al\u0131c\u0131lar\u0131, di\u011fer avantajlar gibi bu yard\u0131m\u0131 do\u011frudan mevduat veya banka \u00e7ekleri yoluyla alacak.<\/p>\n Geni\u015fletilmi\u015f i\u015fsizlik sigortas\u0131, yard\u0131mlarda d\u00f6rt aya kadar haftal\u0131k $600 art\u0131\u015f ve s\u0131n\u0131rl\u0131 \u00e7al\u0131\u015fma ge\u00e7mi\u015fi olanlar, ba\u011f\u0131ms\u0131z y\u00fckleniciler ve serbest meslek sahipleri gibi genellikle uygun olmayan ki\u015filere sa\u011flanan i\u015fsizlik yard\u0131mlar\u0131n\u0131n federal fonunu i\u00e7erir.<\/p>\n Federal h\u00fck\u00fcmet, bu gereklili\u011fi ask\u0131ya alan Eyaletlerde i\u015fsizlik yard\u0131mlar\u0131n\u0131n ilk \u201cbekleme haftas\u0131n\u0131\u201d finanse etmeyi teklif ediyor.<\/p>\n Ayr\u0131ca, Devlet i\u015fsizlik yard\u0131mlar\u0131 sona erdi\u011finde 2020'nin sonuna kadar on \u00fc\u00e7 haftal\u0131k bir i\u015fsizlik yard\u0131m\u0131 daha \u00fcstlenecek.<\/p>\n Neredeyse altm\u0131\u015f milyon insan - ABD i\u015fg\u00fcc\u00fcn\u00fcn yar\u0131s\u0131ndan biraz az\u0131 - k\u00fc\u00e7\u00fck i\u015fletmeler taraf\u0131ndan istihdam ediliyor.<\/p>\n Maa\u015f \u00c7eki Koruma Program\u0131 (PPP), i\u015fte kalma ve di\u011fer harcamalara $350 milyar atayarak gelirlerini korumaya yard\u0131mc\u0131 olur.<\/p>\n K\u00fc\u00e7\u00fck i\u015fletmelere ek olarak, gaziler kurulu\u015flar\u0131, kabile \u015firketleri ve baz\u0131 kar amac\u0131 g\u00fctmeyen kurulu\u015flar, ba\u011f\u0131ms\u0131z y\u00fckleniciler, tek mal sahipleri ve serbest meslek sahipleri ile birlikte, Program b\u00fcy\u00fckl\u00fc\u011f\u00fc standartlar\u0131na uymalar\u0131 halinde (genellikle 500'den az \u00e7al\u0131\u015fan, belirli durumlarda daha fazla) uygundur. end\u00fcstriler).<\/p>\n K\u00fc\u00e7\u00fck i\u015fletmelere bordrolar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in gereken fonlar\u0131 sa\u011flayan bu Program, ayn\u0131 zamanda ilgili genel giderleri kar\u015f\u0131larken i\u015ften \u00e7\u0131kar\u0131lan \u00e7al\u0131\u015fanlar\u0131 geri i\u015fe almaya da olanak tan\u0131r.<\/p>\n K\u00fc\u00e7\u00fck \u0130\u015fletmeler \u0130daresi (SBA) taraf\u0131ndan uygulanan bu Program, sekiz haftaya kadar maa\u015f bordrosu i\u00e7in gereken kaynaklar\u0131 art\u0131 faydalar\u0131 sa\u011flar ve ayr\u0131ca kira, kamu hizmetleri ve ipotek faizlerini kapatmak i\u00e7in kullan\u0131labilir.<\/p>\n Hepsi ayn\u0131 \u015fartlara tabi olarak, bu teminats\u0131z krediler, affedilen tutarlar\u0131n en az 75%'sinin maa\u015f bordrolar\u0131na tahsis edilmesi, \u00fccret seviyelerinin korunmas\u0131 ve \u00e7al\u0131\u015fanlar\u0131n elde tutulmas\u0131 veya h\u0131zl\u0131 bir \u015fekilde yeniden i\u015fe al\u0131nmas\u0131 durumunda tamamen affedilecektir.<\/p>\n Ancak, azalan personel say\u0131s\u0131 ve d\u00fc\u015f\u00fck \u00fccretler affedilen miktarlar\u0131 azaltacakt\u0131r.<\/p>\n Ba\u015fvurular, k\u00fc\u00e7\u00fck i\u015fletmeler ve \u015fah\u0131s \u015firketleri ile ba\u015flayarak (3 Nisan), ard\u0131ndan ba\u011f\u0131ms\u0131z y\u00fckleniciler ve serbest meslek sahipleri (10 Nisan) ile kademeli olarak ger\u00e7ekle\u015fti.<\/p>\n Ba\u015fvurular herhangi bir federal sigortal\u0131 kredi birli\u011fi veya mevduat kurumu, SBA 7(a) kredi verenleri ve kat\u0131l\u0131mc\u0131 \u00c7iftlik Kredi Sistemi kurumlar\u0131 arac\u0131l\u0131\u011f\u0131yla yap\u0131labilir.<\/p>\n Di\u011fer d\u00fczenlemeye tabi bor\u00e7 verenler, onayland\u0131ktan sonra Programa kaydediliyordu. \u0130lk gelen al\u0131r esas\u0131na g\u00f6re y\u00fcr\u00fct\u00fclen bu kredilerde bir fonlama \u00fcst s\u0131n\u0131r\u0131 vard\u0131.<\/p>\n G\u00fcnler i\u00e7inde t\u00fckenen bu Program, 700.000 kadar kar amac\u0131 g\u00fctmeyen kurulu\u015f ve hala destek arayan k\u00fc\u00e7\u00fck i\u015fletmelerle birlikte 1,3 milyondan fazla krediyi i\u015fleme koydu.<\/p>\n Ekonomik Yaralanma Afet Kredilerinde (yine affedilebilir) $10 milyarl\u0131k ek finansman da h\u0131zla t\u00fckendi ve sosyal mesafe ve COVID-19 salg\u0131n\u0131n\u0131n yol a\u00e7t\u0131\u011f\u0131 di\u011fer k\u0131s\u0131tlamalar\u0131n neden oldu\u011fu daha d\u00fc\u015f\u00fck gelirlerle m\u00fccadele eden k\u00fc\u00e7\u00fck i\u015fletmeler i\u00e7in ayr\u0131ld\u0131.<\/p>\n CARES Yasas\u0131, Koronavir\u00fcs Yard\u0131m Fonu arac\u0131l\u0131\u011f\u0131yla, Porto Riko, Guam, Amerikan Samoas\u0131, ABD Virjin Adalar\u0131 ve Kuzey Mariana Adalar\u0131'n\u0131 da kapsayan COVID-19 salg\u0131n\u0131n\u0131n etkileriyle m\u00fccadele eden Eyalet, Yerel ve Kabile h\u00fck\u00fcmetlerine \u00f6demeler sa\u011flar. .<\/p>\n Bu kurtarma paketleri, yaln\u0131zca COVID-19 taraf\u0131ndan tetiklenen halk sa\u011fl\u0131\u011f\u0131 acil durumu nedeniyle yap\u0131lan gerekli harcamalar\u0131 kar\u015f\u0131lamak i\u00e7in kullan\u0131labilir.<\/p>\n Bu, ya do\u011frudan (t\u0131bbi halk sa\u011fl\u0131\u011f\u0131 ihtiya\u00e7lar\u0131na yan\u0131t vermek gibi) ya da dolayl\u0131 olarak (salg\u0131n\u0131n etkilerini dengeleyerek) koronavir\u00fcs krizine yan\u0131t veren eylemleri \u00fcstlenmeleri gerekti\u011fi anlam\u0131na gelir, b\u00f6ylece kaybedilen i\u015fler i\u00e7in ekonomik destek ve i\u015fyeri kapan\u0131\u015flar\u0131ndan kaynaklanan azalan gelirler sa\u011flan\u0131r. pandemi kaynakl\u0131 kilitlenmeler taraf\u0131ndan dayat\u0131ld\u0131.<\/p>\n Bu harcamalar 1 Mart ile 30 Aral\u0131k 2020 aras\u0131nda yap\u0131lmal\u0131d\u0131r ve CARES Yasas\u0131'n\u0131n onayland\u0131\u011f\u0131 27 Mart 2020'den sonra onaylanan Devlet veya h\u00fck\u00fcmet b\u00fct\u00e7elerine dahil edilemez.<\/p>\n En son ABD Say\u0131m B\u00fcrosu verilerini takiben, bu n\u00fcfusa dayal\u0131 \u00f6demeler Eyalet d\u00fczeyinde \u00f6denebilir veya il\u00e7eler, belediyeler, kasabalar, kasabalar, k\u00f6yler, mahalleler, mahalleler dahil olmak \u00fczere gerekli sertifikalar\u0131 sunan uygun yerel y\u00f6netimlere do\u011frudan y\u00f6nlendirilebilir. veya n\u00fcfusu 500.000'in \u00fczerinde olan di\u011fer benzer birimler.<\/p>\n Kabile h\u00fck\u00fcmetlerine yap\u0131lan \u00f6demelere ili\u015fkin bilgiler, K\u0131z\u0131lderili Kabileleri, \u0130\u00e7i\u015fleri Bakan\u0131 ve Hazine Bakan\u0131 aras\u0131ndaki g\u00f6r\u00fc\u015fmelerden sonra a\u00e7\u0131klan\u0131r.<\/p>\n Amerikan End\u00fcstrisi i\u00e7in \u0130\u015fleri Korumak<\/strong><\/p>\n Hazine Bakanl\u0131\u011f\u0131, CARES Yasas\u0131n\u0131 uygulayarak, COVID-19'un yay\u0131lmas\u0131ndan olumsuz etkilenen sekt\u00f6rlerdeki i\u015fleri korumak i\u00e7in benzeri g\u00f6r\u00fclmemi\u015f ad\u0131mlar at\u0131yor.<\/p>\n \u0130\u015f yarat\u0131c\u0131lar\u0131 ve i\u015fletmeler i\u00e7in \u00f6nemli mali destek sa\u011flayan bu, \u015firketler m\u00fcmk\u00fcn olan en k\u0131sa s\u00fcrede i\u015fe geri d\u00f6nmeye haz\u0131rlan\u0131rken \u00e7al\u0131\u015fanlara yard\u0131mc\u0131 olur.<\/p>\n COVID-19'un neden oldu\u011fu ekonomik zorluklara maruz kalan veya tecrit emirleriyle kar\u015f\u0131 kar\u015f\u0131ya kalan i\u015fverenlerin, 13 Mart - 31 Aral\u0131k 2020 tarihleri aras\u0131nda \u00f6denecek $10.000'e kadar maa\u015f kar\u015f\u0131l\u0131\u011f\u0131nda 50% \u00e7al\u0131\u015fan\u0131 elde tutma kredisi arac\u0131l\u0131\u011f\u0131yla \u00e7al\u0131\u015fanlar\u0131n\u0131 bordrolar\u0131nda tutmalar\u0131 te\u015fvik edilmektedir.<\/p>\n Buna ek olarak, IRS, k\u00fc\u00e7\u00fck i\u015fletmeler i\u00e7in aile tatili veya hastal\u0131k izni s\u0131ras\u0131ndaki \u00fccret maliyetlerini kar\u015f\u0131lamak i\u00e7in vergi kredisi veriyor.<\/p>\n Devam eden operasyonlar ve de\u011fi\u015fmeyen personel say\u0131s\u0131 i\u00e7in nakit ak\u0131\u015flar\u0131n\u0131 art\u0131ran bordrolardaki ertelenmi\u015f Sosyal G\u00fcvenlik vergileri art\u0131k \u00f6n\u00fcm\u00fczdeki iki y\u0131l i\u00e7inde \u00f6denebilir: yar\u0131s\u0131 31 Aral\u0131k 2021'e kadar ve kalan\u0131 31 Aral\u0131k 2022'ye kadar.<\/p>\n Bu krediler, ge\u00e7en y\u0131l\u0131n ayn\u0131 \u00e7eyre\u011fine k\u0131yasla 50% veya daha fazla d\u00fc\u015fen br\u00fct gelirler ve kapatmalar nedeniyle kesintiye u\u011frayan i\u015fletmeleri olan i\u015fverenler taraf\u0131ndan kullan\u0131labilir.<\/p>\n 100'den fazla personele sahip olan ve kriz nedeniyle \u015fu anda \u00e7al\u0131\u015fmayan \u00e7al\u0131\u015fanlar\u0131 i\u00e7in ve daha k\u00fc\u00e7\u00fck \u015firketlerdeki t\u00fcm \u00fccretler i\u00e7in talep edilebilirler.<\/p>\n Federal h\u00fck\u00fcmet deste\u011finin koronavir\u00fcs felaketinin yol a\u00e7t\u0131\u011f\u0131 \u00fc\u00e7\u00fcnc\u00fc tur olarak, ilk CARES Yasas\u0131 bir ilki takip ediyor $8,3 milyar<\/a> halk sa\u011fl\u0131\u011f\u0131 deste\u011fi i\u00e7in onaylanm\u0131\u015f ve Aileler \u0130lk Koronavir\u00fcs M\u00fcdahale Yasas\u0131<\/a>.<\/p>\n Halk sa\u011fl\u0131\u011f\u0131 krizi hen\u00fcz doru\u011fa ula\u015fmam\u0131\u015f ve buna ba\u011fl\u0131 ekonomik \u00e7\u00f6k\u00fc\u015f h\u00e2l\u00e2 devam ediyor olsa da, bu ad\u0131mlar\u0131n ABD ekonomisini yeniden dengeye oturtmak i\u00e7in tasarlanm\u0131\u015f bir dizi h\u00fck\u00fcmet kurtarma paketinin yaln\u0131zca \u00f6nc\u00fcleri oldu\u011funa dair \u00e7ok az \u015f\u00fcphe var.<\/p>","protected":false},"excerpt":{"rendered":" T\u00fcm Amerikal\u0131lar\u0131 koruyan Coronavir\u00fcs Yard\u0131m\u0131, Yard\u0131m\u0131 ve Ekonomik G\u00fcvenli\u011fi \u2013 CARES Yasas\u0131, i\u015f\u00e7ilere ve ailelerine do\u011frudan ekonomik yard\u0131m sa\u011flayarak k\u00fc\u00e7\u00fck i\u015fletmelere yard\u0131mc\u0131 olur ve i\u015fleri korur. ge\u00e7ti\u2026<\/p>","protected":false},"author":3,"featured_media":8154,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[792],"tags":[971,992,993,1018],"class_list":["post-8153","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coronavirus","tag-health-and-safety","tag-coronavirus","tag-covid-19","tag-cares-act"],"acf":[],"page_builder_type":"gutenberg","gutenberg_data":[],"_links":{"self":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts\/8153","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/comments?post=8153"}],"version-history":[{"count":0,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/posts\/8153\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/media\/8154"}],"wp:attachment":[{"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/media?parent=8153"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/categories?post=8153"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/tr\/wp-json\/wp\/v2\/tags?post=8153"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}K\u00fc\u00e7\u00fck \u0130\u015fletmeler i\u00e7in Yard\u0131m<\/strong><\/h2>\n
Devlet ve Yerel Y\u00f6netimler i\u00e7in Yard\u0131m<\/strong><\/h2>\n
\u0130leride ne var?<\/strong><\/h2>\n