{"id":8672,"date":"2022-06-09T12:30:32","date_gmt":"2022-06-09T16:30:32","guid":{"rendered":"http:\/\/localhost:10028\/uncategorized\/what-is-personal-injury-insurance\/"},"modified":"2022-06-09T12:30:32","modified_gmt":"2022-06-09T16:30:32","slug":"%e4%ba%ba%e8%ba%ab%e5%82%b7%e5%ae%b3%e4%bf%9d%e9%99%ba%e3%81%a8%e3%81%af","status":"publish","type":"post","link":"https:\/\/napolilaw.lemonadestand.org\/ja\/article\/%e4%ba%ba%e8%ba%ab%e5%82%b7%e5%ae%b3%e4%bf%9d%e9%99%ba%e3%81%a8%e3%81%af\/","title":{"rendered":"\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u3068\u306f\u4f55\u3067\u3059\u304b\uff1f"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u500b\u4eba\u50b7\u5bb3\u4fdd\u967a\u306f\u3001PIP\u3001\u307e\u305f\u306f\u500b\u4eba\u50b7\u5bb3\u4fdd\u8b77\u3068\u3082\u547c\u3070\u308c\u307e\u3059\u3002\u3053\u306e\u30bf\u30a4\u30d7\u306e\u4fdd\u967a\u306f\u3001\u901a\u5e38\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u4e00\u90e8\u3068\u3057\u3066\u63d0\u4f9b\u3055\u308c\u3001\u81ea\u52d5\u8eca\u4e8b\u6545\u3067\u8ca0\u50b7\u3057\u305f\u88ab\u5bb3\u8005\u306e\u88dc\u511f\u3092\u63d0\u4f9b\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u500b\u4eba\u50b7\u5bb3\u4fdd\u8b77 (PIP) \u4fdd\u967a\u3068\u306f\u4f55\u3067\u3059\u304b?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Personal Injury Protection (PIP) \u306f\u3001\u4e8b\u6545\u3067\u602a\u6211\u3092\u3057\u305f\u5834\u5408\u306b\u3001\u8ab0\u306e\u904e\u5931\u306b\u95a2\u4fc2\u306a\u304f\u3001\u533b\u7642\u8cbb\u306e\u4e00\u90e8\u3068\u5931\u308f\u308c\u305f\u8cc3\u91d1\u3092\u652f\u6255\u3046\u306e\u306b\u5f79\u7acb\u3064\u4e00\u7a2e\u306e\u4fdd\u967a\u3067\u3059\u3002\u30ce\u30fc\u30d5\u30a9\u30fc\u30eb\u30c8\u4fdd\u967a\u3068\u3082\u547c\u3070\u308c\u3001\u4e00\u90e8\u306e\u5dde\u3067\u306f\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002 <\/span><a href=\"\/ja\/article\/%e7%84%a1%e4%bf%9d%e9%99%ba%e9%81%8b%e8%bb%a2%e8%80%85%e3%81%8b%e3%82%89%e5%ae%b6%e6%97%8f%e3%82%92%e5%ae%88%e3%82%8b\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u3059\u3079\u3066\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u306f\u305d\u306e\u4e00\u3064 <\/span><a href=\"https:\/\/wallethub.com\/answers\/ci\/no-fault-states-2140736263\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">12 \u306e\u7121\u6545\u969c\u72b6\u614b<\/span><\/a><span style=\"font-weight: 400;\"> PIP\u304c\u5fc5\u8981\u306a2022\u5e74\u3002\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u3067\u306f\u30011 \u56de\u306e\u4e8b\u6545\u306b\u3088\u308b\u8ca0\u50b7\u306b\u5bfe\u3057\u3066\u6700\u5927 $50,000 \u3092\u30ab\u30d0\u30fc\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u6700\u5c0f\u8981\u4ef6\u306e $50,000 \u3092\u8d85\u3048\u308b\u30d7\u30e9\u30f3\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u3001\u8ffd\u52a0\u306e\u88dc\u511f\u3092\u8cfc\u5165\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u306f\u4f55\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u307e\u3059\u304b?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">PIP \u4fdd\u967a\u306f\u3001\u4ea4\u901a\u4e8b\u6545\u3067\u8ab0\u306b\u904e\u5931\u304c\u3042\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u3042\u306a\u305f\u306e\u533b\u7642\u8cbb\u3092\u30ab\u30d0\u30fc\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u4e8b\u6545\u3067\u8ca0\u50b7\u3057\u305f\u540c\u4e57\u8005\u3084\u4ed6\u306e\u5f53\u4e8b\u8005\u3082\u88dc\u511f\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u602a\u6211\u306b\u95a2\u9023\u3059\u308b\u88dc\u511f\u5bfe\u8c61\u306e\u8cbb\u7528\u306b\u306f\u3001\u6b21\u306e\u3082\u306e\u304c\u542b\u307e\u308c\u307e\u3059\u3002<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u533b\u7642\u8cbb\uff1a<\/b><span style=\"font-weight: 400;\"> \u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u306f\u3001\u5165\u9662\u3001\u624b\u8853\u3001\u51e6\u65b9\u85ac\u3001\u7406\u5b66\u7642\u6cd5\u306a\u3069\u306e\u533b\u7642\u8cbb\u3092\u30ab\u30d0\u30fc\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5931\u308f\u308c\u305f\u8cc3\u91d1:<\/b><span style=\"font-weight: 400;\"> \u3051\u304c\u306e\u305f\u3081\u306b\u50cd\u304f\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u3001\u4eba\u8eab\u50b7\u5bb3\u4fdd\u8b77\u4fdd\u967a\u306f\u3001\u5931\u308f\u308c\u305f\u53ce\u5165\u306e\u4e00\u90e8\u3092\u88dc\u3046\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u846c\u5100\u8cbb\u7528\u30fb\u4e8b\u6545\u6b7b\u7d66\u4ed8\u91d1\uff1a <\/b><span style=\"font-weight: 400;\">\u3042\u306a\u305f\u307e\u305f\u306f\u611b\u3059\u308b\u4eba\u304c\u4e8b\u6545\u3067\u4ea1\u304f\u306a\u3063\u305f\u5834\u5408\u3001\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u306f\uff08\u5e38\u306b\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\uff09\u846c\u5100\u8cbb\u7528\u3092\u30ab\u30d0\u30fc\u3057\u3001\u3042\u306a\u305f\u306e\u611b\u3059\u308b\u4eba\u306b\u7d4c\u6e08\u7684\u652f\u63f4\u3092\u63d0\u4f9b\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u5728\u5b85\u533b\u7642\u8cbb:<\/b><span style=\"font-weight: 400;\"> \u3051\u304c\u3092\u3057\u305f\u305f\u3081\u306b\u3001\u6599\u7406\u3001\u6383\u9664\u3001\u80b2\u5150\u306a\u3069\u306e\u65e5\u5e38\u751f\u6d3b\u306b\u652f\u63f4\u304c\u5fc5\u8981\u306a\u5834\u5408\u3001\u5834\u5408\u306b\u3088\u3063\u3066\u306f PIP \u304c\u5728\u5b85\u4ecb\u8b77\u30b5\u30fc\u30d3\u30b9\u306e\u8cbb\u7528\u3092\u8cc4\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u3067\u30ab\u30d0\u30fc\u3055\u308c\u306a\u3044\u3082\u306e\u306f\u4f55\u3067\u3059\u304b?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u4eba\u8eab\u50b7\u5bb3\u4fdd\u8b77\u306f\u3001\u4e8b\u6545\u306b\u906d\u3063\u305f\u5834\u5408\u306b\u8cb4\u91cd\u306a\u8cc7\u7523\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u88dc\u511f\u7bc4\u56f2\u306e\u5236\u9650\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002 PIP \u306f\u7279\u5b9a\u306e\u7a2e\u985e\u306e\u8cbb\u7528\u306e\u307f\u3092\u30ab\u30d0\u30fc\u3057\u3066\u304a\u308a\u3001\u5fc5\u8981\u306a\u3059\u3079\u3066\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u4fdd\u967a\u8a3c\u5238\u3092\u3088\u304f\u8aad\u307f\u3001\u3054\u4e0d\u660e\u306a\u70b9\u304c\u3042\u308c\u3070\u4fdd\u967a\u4f1a\u793e\u306b\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002\u9069\u5207\u306a PIP \u30ab\u30d0\u30ec\u30c3\u30b8\u304c\u3042\u308c\u3070\u3001\u9053\u8def\u3067\u4f55\u304b\u554f\u984c\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u3067\u3082\u5b89\u5fc3\u3057\u3066\u5bfe\u5fdc\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u306f\u3001\u602a\u6211\u306b\u95a2\u9023\u3059\u308b\u8cbb\u7528\u306e\u307f\u3092\u88dc\u511f\u3057\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u8eca\u4e21\u306e\u640d\u50b7\u306f\u88dc\u511f\u3055\u308c\u307e\u305b\u3093\u3002\u305d\u306e\u305f\u3081\u3001PIP \u5951\u7d04\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u3067\u3088\u308a\u591a\u304f\u306e\u88dc\u511f\u304c\u5fc5\u8981\u306b\u306a\u308a\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u3001PIP \u306f\u4ee5\u4e0b\u3092\u30ab\u30d0\u30fc\u3057\u307e\u305b\u3093\u3002<\/span><\/p>\n<ul>\n<li><b> \u7269\u7684\u640d\u5bb3\uff1a<\/b><span style=\"font-weight: 400;\"> \u4e8b\u6545\u3067\u6240\u6709\u7269\u304c\u640d\u50b7\u3057\u305f\u5834\u5408 (\u8eca\u4e21\u304c\u640d\u50b7\u3057\u305f\u308a\u5168\u640d\u3057\u305f\u5834\u5408\u306a\u3069)\u3001\u4fee\u7406\u307e\u305f\u306f\u4ea4\u63db\u306e\u8cbb\u7528\u3092\u30ab\u30d0\u30fc\u3059\u308b\u305f\u3081\u306b\u3001\u5225\u9014\u4fdd\u967a\u91d1\u8acb\u6c42\u3092\u63d0\u51fa\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/li>\n<li><b> \u61f2\u7f70\u7684\u640d\u5bb3\u8ce0\u511f: <\/b><span style=\"font-weight: 400;\">\u88c1\u5224\u6240\u306b\u3088\u3063\u3066\u61f2\u7f70\u7684\u640d\u5bb3\u8ce0\u511f\u304c\u8a8d\u3081\u3089\u308c\u305f\u5834\u5408\u3001\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u306f\u3053\u308c\u3089\u306e\u640d\u5bb3\u3092\u30ab\u30d0\u30fc\u3057\u307e\u305b\u3093\u3002<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">\u7121\u904e\u5931\u4fdd\u967a\u306e\u52a0\u5165\u65b9\u6cd5<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">PIP \u4fdd\u967a\u306f\u901a\u5e38\u3001\u901a\u5e38\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u306b\u3059\u3067\u306b\u542b\u307e\u308c\u3066\u3044\u308b\u4fdd\u967a\u3068\u3057\u3066\u63d0\u4f9b\u3055\u308c\u307e\u3059\u3002\u7279\u306b\u3001\u7121\u904e\u5931\u4fdd\u967a\u304c\u5fc5\u8981\u306a\u5dde\u306b\u3044\u308b\u5834\u5408\u306f\u7279\u306b\u305d\u3046\u3067\u3059\u3002\u7279\u306b\u3042\u306a\u305f\u304c\u4f4f\u3093\u3067\u3044\u308b\u5dde\u3068\u306f\u7570\u306a\u308b\u5dde\u3067\u4fdd\u967a\u3092\u8cfc\u5165\u3057\u3088\u3046\u3068\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u4fdd\u967a\u5951\u7d04\u3092\u518d\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u591a\u304f\u306e\u4fdd\u967a\u4f1a\u793e\u304c PIP \u88dc\u511f\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u88dc\u511f\u984d\u3068\u88dc\u511f\u5185\u5bb9\u306e\u8a73\u7d30\u306f\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u81ea\u52d5\u8eca\u4fdd\u967a\u3092\u8cfc\u5165\u3059\u308b\u3068\u304d\u306f\u3001\u5fc5\u305a PIP \u306e\u88dc\u511f\u7bc4\u56f2\u306b\u3064\u3044\u3066\u8cea\u554f\u3057\u3001\u3055\u307e\u3056\u307e\u306a\u4fdd\u967a\u3092\u6bd4\u8f03\u3057\u3066\u3001\u3069\u308c\u304c\u81ea\u5206\u306b\u9069\u3057\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">\u4eba\u8eab\u50b7\u5bb3\u5f01\u8b77\u58eb\u306f\u3069\u306e\u3088\u3046\u306b\u5f79\u7acb\u3061\u307e\u3059\u304b?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u5e78\u3044\u306a\u3053\u3068\u306b\u3001\u5225\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u539f\u56e0\u306e\u81ea\u52d5\u8eca\u4e8b\u6545\u3067\u8ca0\u50b7\u3057\u3001\u52a0\u5bb3\u8005\u304c PIP \u3092\u6301\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u305d\u306e\u4fdd\u967a\u306f\u533b\u7642\u8cbb\u3068\u640d\u5bb3\u3092\u30ab\u30d0\u30fc\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e8b\u6545\u3067\u3051\u304c\u3092\u3057\u3066\u3001\u4eba\u8eab\u50b7\u5bb3\u4fdd\u967a\u306e\u8acb\u6c42\u3092\u884c\u3046\u306e\u306b\u52a9\u3051\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u3001\u7d4c\u9a13\u8c4a\u5bcc\u306a\u5c02\u9580\u5bb6\u306b\u76f8\u8ac7\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/span><a href=\"\/ja\/%e7%b7%b4%e7%bf%92%e5%a0%b4\/%e4%ba%ba%e8%ba%ab%e5%82%b7%e5%ae%b3\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\"> \u4eba\u8eab\u50b7\u5bb3\u5f01\u8b77\u58eb<\/span><\/a><span style=\"font-weight: 400;\"> \u52a9\u3051\u3089\u308c\u308b\u3002\u4eba\u8eab\u50b7\u5bb3\u5f01\u8b77\u58eb\u306f\u6b21\u306e\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\"> \u4e8b\u6545\u3092\u8abf\u67fb\u3057\u3001\u3042\u306a\u305f\u306e\u4e3b\u5f35\u3092\u88cf\u4ed8\u3051\u308b\u8a3c\u62e0\u3092\u96c6\u3081\u308b\u306e\u3092\u624b\u4f1d\u3063\u3066\u304f\u3060\u3055\u3044<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u602a\u6211\u306e\u8cac\u4efb\u8005\u3092\u7279\u5b9a\u3059\u308b<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u304a\u5ba2\u69d8\u306b\u4ee3\u308f\u3063\u3066\u4fdd\u967a\u4f1a\u793e\u3068\u4ea4\u6e09<\/span><\/li>\n<li><span style=\"font-weight: 400;\"> \u3042\u306a\u305f\u304c\u53d7\u3051\u53d6\u308b\u8cc7\u683c\u306e\u3042\u308b\u6700\u9ad8\u984d\u306e\u88dc\u511f\u3092\u56de\u5fa9\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u307e\u3059<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u4eba\u8eab\u50b7\u5bb3\u4fdd\u8b77\u4fdd\u967a\u306b\u3064\u3044\u3066\u3054\u8cea\u554f\u304c\u3042\u308b\u5834\u5408\u3001\u307e\u305f\u306f\u8acb\u6c42\u306e\u63d0\u51fa\u306b\u3064\u3044\u3066\u30b5\u30dd\u30fc\u30c8\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u3001 <\/span><a href=\"\/ja\/%e3%83%95%e3%83%aa%e3%83%bc%e3%82%b1%e3%83%bc%e3%82%b9%e8%a9%95%e4%be%a1\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">\u30ca\u30dd\u30ea\u30fb\u30b7\u30e5\u30b3\u30eb\u30cb\u30af\u306b\u9023\u7d61\u3059\u308b<\/span><\/a><span style=\"font-weight: 400;\"> 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