{"id":12263,"date":"2022-07-20T11:36:06","date_gmt":"2022-07-20T15:36:06","guid":{"rendered":"https:\/\/napoli-law.local\/uncategorized\/how-does-a-work-accident-claim-work\/"},"modified":"2022-08-18T21:16:03","modified_gmt":"2022-08-19T01:16:03","slug":"how-does-a-work-accident-claim-work","status":"publish","type":"post","link":"https:\/\/napolilaw.lemonadestand.org\/en\/article\/how-does-a-work-accident-claim-work\/","title":{"rendered":"How Does a Work Accident Claim Work?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-13767 size-large\" src=\"\/wp-content\/uploads\/2022\/08\/accident-clain-1024x683-1.jpg\" alt=\"A worker filling work accident claim form\" width=\"900\" height=\"600\" \/><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">If you experience an injury or illness at your workplace or as a result of your work, you\u2019re entitled to make a work accident claim <\/span><span style=\"font-weight: 400;\">under workers\u2019 compensation insurance. Workers\u2019 compensation is an insurance program that covers workplace injuries. That means the cost of medical care, as well as <\/span><a href=\"https:\/\/www.insureon.com\/small-business-insurance\/workers-compensation\/new-york#:~:text=What%20are%20New%20York&#039;s%20workers,of%20their%20average%20weekly%20wage.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">some other costs<\/span><\/a><span style=\"font-weight: 400;\">, won\u2019t be paid by you or your insurance.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Since workers\u2019 compensation insurance is handled by employers, many employees don\u2019t know how it works. However, the <\/span><span style=\"font-weight: 400;\">work accident <a href=\"http:\/\/www.wcb.ny.gov\/content\/main\/Employers\/when-injury-happens.jsp\" target=\"_blank\" rel=\"noopener\">claim<\/a><\/span><span style=\"font-weight: 400;\"> process is pretty straightforward.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Can you claim compensation even if it was your fault?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In most cases, you can. Most workplace injuries happen because of human error, so workers\u2019 compensation is a \u201cno-fault\u201d program. That means benefits are available regardless of who is at fault. However, it doesn\u2019t cover accidents that happen due to intoxication or if an employee intended to hurt themselves or others. So for example:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you fall on the shop floor because your shoe is untied, it\u2019s covered.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you fall on the shop floor because you were drinking during lunch, it\u2019s not.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><b>Do you get full pay if injured at work?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Workers\u2019 compensation does not pay full wages for periods of lost work. But you\u2019re <\/span><a href=\"https:\/\/ww3.nysif.com\/en\/Employer\/WCpolicyholder\/AboutClaims\/CompensationBenefits#:~:text=Compensation%20Rates&amp;text=An%20injured%20employee%20is%20entitled,maximums%20and%20degree%20of%20disability.\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">entitled to two-thirds of your average weekly wage<\/span><\/a><span style=\"font-weight: 400;\">, based on the one-year period preceding your accident. If your employer is not complying, please contact us and we will ensure that you get your work accident claim compensation ASAP.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>What qualifies as an injury on duty?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">To file a work accident claim, the injury or illness must have happened while you were at work or while you were working.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">If you are injured while traveling for work or while remote working, claims can become more complicated so you want to have a knowledgeable work accident lawyer handling your claim.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>What is covered if I am injured on duty?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">For most injuries, employees are paid for their medical expenses, lost work, and other incidental expenses related to the injury. In some cases\u2014like with workers exposed to asbestos\u2014the work accident compensation can be much higher since the injury leads to prolonged disability, quality-of-life loss, and even death.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>What is your employer\u2019s responsibility?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Under workers\u2019 compensation, employers are required to take your work accident claim seriously. They have 10 days to report the injury to the insurance program. If they don\u2019t, it is a misdemeanor crime.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">In addition, employers may not retaliate. Employers must make reasonable accommodations to allow you to return to work and are not allowed to prevent or obstruct a workplace injury claim.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>How long after a work accident can you file a claim?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Employees have a duty to report work injuries right away. If you fail to report the injury to your supervisor <\/span><a href=\"http:\/\/www.wcb.ny.gov\/content\/main\/Workers\/HowSystemWorks.jsp\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">within 30 days<\/span><\/a><span style=\"font-weight: 400;\">, you may lose benefits. However, some injuries can take many years to surface. In those cases, you may have longer to file.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>How can a lawyer help in a work accident Claim?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">If you\u2019ve been injured at work, or if you\u2019re experiencing long-term effects of your workplace conditions, an attorney can help you file a successful work accident claim. A workers\u2019 compensation attorney is especially valuable if:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your injuries are severe.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Your injury happened while working but not at work, or<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You\u2019re experiencing illness as a result of working conditions.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Our experienced work accident attorneys can guide you through the process of filing a claim, and we will fight to get you the compensation you deserve. <\/span><a href=\"https:\/\/www.napolilaw.lemonadestand.org\/free-case-evaluation\/\"><span style=\"font-weight: 400;\">Contact<\/span><\/a><span style=\"font-weight: 400;\"> Napoli Shkolnik today for a free consultation. There are no upfront fees and we only recover a fee when we win your case.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; If you experience an injury or illness at your workplace or as a result of your work, you\u2019re entitled to make a work accident claim under workers\u2019 compensation insurance&#8230;.<\/p>\n","protected":false},"author":3,"featured_media":12266,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[778],"tags":[911],"class_list":["post-12263","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-workers-compensation","tag-workers-compensation-lawyer"],"acf":[],"page_builder_type":"gutenberg","gutenberg_data":[],"_links":{"self":[{"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/posts\/12263","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/comments?post=12263"}],"version-history":[{"count":0,"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/posts\/12263\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/media\/12266"}],"wp:attachment":[{"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/media?parent=12263"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/categories?post=12263"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/napolilaw.lemonadestand.org\/en\/wp-json\/wp\/v2\/tags?post=12263"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}